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    September signals back to school, and while everyone’s thoughts are on school supplies, new gear, and learning, one thing is often overlooked: investing in higher education.

    In the children’s story of Goldilocks and the Three Bears, she had to try out each of the beds to find the right fit for naptime. The same can be said for life insurance, you need to find the right one that fits you and your lifestyle.

    LinkedIn is a powerful tool utilized by millions of professionals across the world. Yet, the purpose of this platform is widely misunderstood. A lot of people are under the impression that LinkedIn is just another place to post your resume. A Facebook for professionals if you will. But LinkedIn is so much more.

    For most of us, getting a call from a collection agency can be stressful – especially when you’re on a daily check-in list. Just the thought of overdue bills can cause sleepless nights, high blood pressure, and even depression. But there are certain steps you can take to manage the situation and not feel helpless. In Ontario, there is a Collection Agencies Act that must be followed. You can find all of the rules on the Ontario Ministry of Consumer Services website.

    No one likes to lose money or get ripped off. It’s why you would be quick to address anyone who tried to cheat you out of a dollar. So, why are you okay with losing money on a yearly basis because of choices you’re making?

    Have you ever wondered how other communities seem to be born into financial stability? They have no problem coming up with the money for a down payment for a home, investment properties, post-secondary education and trust funds for their children once they become of age that then set them up on a stress-free path into adulthood.

    It’s the responsible thing to do – get life insurance. Yet many of us don’t do it.

    It’s almost that dreaded time of year when taxes are due and you’re getting your T4’s and other tax slips in the mail.

    What if you find an error in your credit report? First of all, DON'T assume the credit reporting agencies will advocate for you. You may have to be relentless until you have the resolution you deserve.

    Are you drowning in debt? Looking for someone to throw you a life jacket? Well if someone tosses you the one marked Debt Consolidation, toss it right back. It sounds like a great idea at first. Put all your unsecured debts together – payday loans, credit cards, medical bills - and pay the interest on that one sum monthly instead of on multiple loans.

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    ByBlacks.com is the top-ranked award-winning online magazine focused exclusively on telling Black Canadian stories. With over one hundred writers to date covering a range of editorial content, we also provide a free business directory for Black Canadian owned businesses, free events listing and promotional services for our clients.

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