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    Money

    Recently I met with a couple to discuss their insurance and retirement goals and surprisingly the husband said he didn’t believe in life insurance or leaving money for anyone else to spend when he passed away.

    Those of us who are self-employed create the reality we want, at our own pace and don’t have the luxury of having an employer set up and administer pension and benefit plans on our behalf; which means we have to do it ourselves.

    Many Canadian parents save in an RESP for the purpose of funding their children’s post-secondary education.

    You've heard the saying before, think big!

    It's November, and if you're a business owner that means it's the time of year you should be thinking about how to minimize your income tax.

    When someone passes away, their estate is subject to a process known as probate, and you may have heard this phrase, “The will has to go through Probate” before the assets in someone’s estate can be distributed to beneficiaries. 

    I have heard from many people from all walks of life, in many different situations the phrase “Nothing will happen to me”. 

    Is there an invisible employee on your team? 

    No matter the size of your business, or its cash flow position, a business owner should never be without an accountant. 

    Most of us are well-intentioned hard-working Canadians, we go to work or run our businesses with vim and vigour, we want to provide for our families and create a bright and prosperous future. 

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    ByBlacks.com is the top-ranked award-winning online magazine focused exclusively on telling Black Canadian stories. With over one hundred writers to date covering a range of editorial content, we also provide a free business directory for Black Canadian owned businesses, free events listing and promotional services for our clients.

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