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    If you’ve been following my advice, by now, you should have a nice nest egg saved up.

    Published in Money

    Not all debt is created equal. That’s why at CleveDoesMore.com, we focus on debt management and not just debt reduction.

    Published in Money

    If you took advantage of the Canadian Emergency Response Benefits (CERB) in 2020, you need to immediately take several steps to protect yourself from a fraud accusation and an unexpected tax bill.

    Published in Money

    I have to admit, 2020 has been an unprecedented year narrated by a nerve-racking news cycle full of political strife, civil unrest, and minute-by-minute statistical and medical updates around living through a global pandemic.

    Published in Money

    Don’t stop dreaming of the future, even if you don’t think you have the money to bring those dreams to life. Your dreams can inspire you to save money and work to reach your biggest goals. After all, if you have no dreams, what’s the point of saving money?

    Published in Money

    Eliminating your debt pays off in ways you may have never considered. Firstly, there are obvious reasons to crush your debt. Carrying high debt lowers your credit score. This makes it harder to buy big-ticket items such as houses or cars. High-interest rates mean that everything you purchase costs more than you think. That deal you got on a cool new sweater doesn’t sound as good when you add in 19% credit card interest. Plus, the more money you owe, the less you have in your pocket.

    Published in Money

    You know that creating a family budget would help you save money, but it’s overwhelming to start the process. How much should you spend on groceries? What’s the right figure for a monthly mortgage? Does living on a budget mean you can never buy a fancy latte again?

    Published in Money

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