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    EXPERTS

    Experts

    The stock market is down, meaning it’s time to celebrate. You read that right. When the market sinks, it’s time to celebrate that you can score some good buys.

    Around October of last year, a friend of mine who we affectionately call "Flow" went on IG Live and ran through a stream-of-consciousness prediction that the year 2020 would be the year of perspective.

    It is common for individuals and businesses to find themselves on the receiving end of a lawsuit and being unsure of what to do.

    Don’t stop dreaming of the future, even if you don’t think you have the money to bring those dreams to life. Your dreams can inspire you to save money and work to reach your biggest goals. After all, if you have no dreams, what’s the point of saving money?

    The recent case Elias Restaurant v Keele Sheppard Plaza Inc., 2020 ONSC 5457 involved a commercial landlord-tenant dispute between a Black owned restaurant tenant and its plaza landlord. The Tenant, Elias Restaurant is owned by a Black married couple and serves African/Caribbean cultural food. It caters primarily, but not exclusively, to a Black community customer base. This use of the premises was completely consistent with the terms of the lease.

    Eliminating your debt pays off in ways you may have never considered. Firstly, there are obvious reasons to crush your debt. Carrying high debt lowers your credit score. This makes it harder to buy big-ticket items such as houses or cars. High-interest rates mean that everything you purchase costs more than you think. That deal you got on a cool new sweater doesn’t sound as good when you add in 19% credit card interest. Plus, the more money you owe, the less you have in your pocket.

    In our August 11, 2020 article, we previously wrote about the enforcement of residential evictions in Ontario, which were temporarily suspended at the outset of the pandemic. Resumption of residential evictions began on August 4, 2020. At the time that the temporary freeze on evictions came into effect, there were approximately 3,000 evictions in the City of Toronto (the “City”) that had been placed on hold. As enforcement of these back-logged evictions proceeds, there are serious concerns that mass evictions will occur, resulting in a wave of increased homelessness that the City must handle.

    You know that creating a family budget would help you save money, but it’s overwhelming to start the process. How much should you spend on groceries? What’s the right figure for a monthly mortgage? Does living on a budget mean you can never buy a fancy latte again?

    At the outset of the pandemic, the Court ordered a ban on the enforcement of residential evictions tribunal orders. This ban ended on July 31, 2020 and evictions are now enforceable as of August 4, 2020.

    Business valuation haggles, tax complexities, family disagreements, funding challenges, and legal wrangling are the inevitable right of passage when retiring from your business.

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