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    Get advice and info from ByBlacks.com Black Canadian experts

    It’s the responsible thing to do – get life insurance. Yet many of us don’t do it.

    When many people start a lawsuit, the end goal is getting to trial and obtaining a judgment against the other party. However, what many litigants do not consider is that a judgment is only a piece of paper.

    It’s almost that dreaded time of year when taxes are due and you’re getting your T4’s and other tax slips in the mail.

    What if you find an error in your credit report? First of all, DON'T assume the credit reporting agencies will advocate for you. You may have to be relentless until you have the resolution you deserve.

    According to the Toronto Real Estate Board, the average price of a condominium apartment in Toronto was $558,728 in Q4 2018. This is a sizeable investment.

    Are you drowning in debt? Looking for someone to throw you a life jacket? Well if someone tosses you the one marked Debt Consolidation, toss it right back. It sounds like a great idea at first. Put all your unsecured debts together – payday loans, credit cards, medical bills - and pay the interest on that one sum monthly instead of on multiple loans.

    With a new year comes new goals and resolutions. Maybe a little less sugar, a new exercise regime, or better planning.

    The new year brings with it exciting changes and new laws. Here are two changes to the law that you should be aware of as you ring in 2019.

    2018 is in the history books and you’ve got big plans ahead for 2019, right?! This is the year that you’re going to get organized financially, make sure your money is working for you, instead of you working for your money. In my experience as a Financial Advisor, one of the biggest mistakes people make is not doing a financial outlook for the year ahead.

    On June 7, 2018, the Ontario Progressive Conservatives were elected. Since that day, the provincial government has been moving swiftly to pass and amend laws. 

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