One of the most common questions I get from my clients is about Tax-Free Savings Accounts (TFSA). They are not sure what it is – is it a savings account? Is it an investment account? What is the point of it? Well, blame the government for the poorly named investment product. Let me clear up some misunderstandings about the TFSA, which can be a great vehicle for investing AND saving.

It’s a new year, a time of renewal, a time when many of us make resolutions, and set fresh goals.

Recently I sat down to dinner with two of my clients and had an informal yet frank discussion about what kept them up at night.